South Dakota - Mount Rushmore

South Dakota Life & Health Insurance Guaranty Association

Helping South Dakota policyholders
when they need it the most.


Welcome to the South Dakota Life and Health Insurance Guaranty Association ("guaranty association") Web site. We hope you find this site helpful in providing information regarding the purpose of the guaranty association and how it protects resident policyholders in the event of an insurance company insolvency.


New Summary Document Required for Policies Delivered in South Dakota on and after July 1, 2020

Effective July 1, 2020, member companies of the South Dakota Life and Health Insurance Guaranty Association are required to use a new version of the summary document required under SDCL 58-29C-62 with each life, annuity, and health policy in South Dakota. Click here for a copy of a memorandum that has been distributed to all member companies concerning the new summary document and click here for the updated document.

Liquidation Orders Entered for Penn Treaty & American Network Insurance Companies

On March 1, 2017, Penn Treaty Network America Insurance Company (Penn Treaty) and its wholly owned subsidiary, American Network Insurance Company (ANIC), were placed in liquidation by orders of the Commonwealth Court of Pennsylvania. Click here for a set of FAQs addressing the Penn Treaty/ANIC liquidations.